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Citizens Financial Services Posts Q3 2026 Unaudited Results

Summarized from Earnings

Citizens Financial Services reported unaudited consolidated financials for Q3 and the nine months ended Sept. 30, 2026.

Citizens Financial Services Posts Q3 2026 Unaudited Results

Citizens Financial Services, Inc. (Nasdaq: CZFS), the Mansfield, Pennsylvania-based parent of First Citizens Community Bank, released unaudited consolidated financial results Thursday covering the three and nine months ended September 30, 2026.

The company disclosed the figures through a press release distributed via PRNewswire, marking its standard quarterly reporting cycle. The results cover both standalone third-quarter performance and year-to-date metrics through the end of September.

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Citizens Financial Services operates through its banking subsidiary, First Citizens Community Bank, serving customers across its regional footprint in Pennsylvania and surrounding markets. Quarterly earnings disclosures allow investors and analysts to track lending activity, deposit trends, net interest margins, and overall profitability.

The filing is unaudited, as is customary for interim quarterly reports ahead of any year-end independent audit review. Shareholders and market participants typically monitor such releases closely for signals about credit quality, capital adequacy, and management outlook for the remainder of the fiscal year.

Continue reading at Earnings for the full financial breakdown and detailed highlights from the Citizens Financial Services Q3 2026 report.

Frequently Asked Questions

Q.What is Citizens Financial Services and what does it do?

Citizens Financial Services, Inc. (Nasdaq: CZFS) is a Mansfield, Pennsylvania-based holding company and parent of First Citizens Community Bank, which provides banking services across its regional market.

Q.What period does the Q3 2026 Citizens Financial Services report cover?

The report covers the three months and nine months ended September 30, 2026, representing the company's third-quarter and year-to-date financial performance.

Q.Why are quarterly earnings reports labeled unaudited?

Interim quarterly financial results are typically unaudited because independent audit reviews are conducted at fiscal year-end rather than after each quarter, which is standard practice for publicly traded companies.

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